STROKE-PLAY HANDICAPS ARE COMPUTED AFTER SCORES FROM THE PREVIOUS ROUND HAVE BEEN ENTERED AND HANDICAP INDEXES HAVE BEEN RECOMPUTED.  ACTUAL HANDICAPS ARE BASED ON THE HANDICAP INDEX AND THE RATING/SLOPE OF THE TEES USED BY THE INDIVIDUAL.

Stroke-play handicap indexes for returning players were computed following the last stroke-play outing of the 2006 season.  The initial handicap index for new members will be their USGA handicaps, if they have one or an assigned value of 8.0 if they do not.  After a new member has completed two rounds of stroke play, he/she will have an NIHGA handicap index based on the scores from those first two rounds.

For four-ball match play, the handicap used is 85 percent of the computed value.  For three-ball match play, the full value is used.

Symbols shown on the handicap lists represent:

• ;**   A player who did not play the required number of rounds during the match play season and is not eligible for match play.
• No symbol Man playing from the middle tees.
• W   Woman (uses forward tees).
• Mb  Man playing from the back tees.
• Ms  Man playing from the senior tees (forward tees if only three tees are used).