STROKE-PLAY HANDICAPS ARE COMPUTED AFTER SCORES FROM THE PREVIOUS ROUND HAVE BEEN ENTERED AND HANDICAP INDEXES HAVE BEEN RECOMPUTED.  ACTUAL HANDICAPS ARE BASED ON THE HANDICAP INDEX AND THE RATING/SLOPE OF THE TEES USED BY THE INDIVIDUAL.

Stroke-play handicap indexes for returning players were computed following the last stroke-play outing of the previous season.  The initial handicap index for new members will be zero unless they have a valid USGA handicap, if they have one.  After a new member has completed two rounds of stroke play, he/she will have an NIHGA handicap index based on the scores from those first two rounds.

For four-ball match play, the handicap used is 85 percent of the computed value.  For three-ball match play, the full value is used. Symbols shown on the handicap lists represent: **  - A player who did not play the required number of rounds during the match play season and is not eligible for match play. No symbol - Man playing from the middle tees. W  - Woman (uses forward tees - Ws, Wm, Wb for a woman using other tees). Mb - Man playing from the back tees. Ms - Man playing from the senior tees (forward tees if only three tees are used).