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SHIP Pays these
In & Out of the Hospital Benefits:
Hospital
Confinement:
Up to 365 days. Pays you as much as $190.00 per day for
each and every day that you are hospitalized starting with the
very first day. There are no deductibles. SHIP pays
from the very start and keeps on paying even if you are hospitalized
for a year!
Intensive
Care:
Pays
you up to an additional $190.00 per day for each and every day
that you need the expensive, highly specialized services of the
Intensive Care Unit. If you should need these services,
you will be glad you have this benefit so you can concentrate
on getting well instead of the high cost of your treatment.
Pre-Admission
Testing:
Pays you up to $190.00 per related surgery to help with the expenses
that start even before you go into the hospital. SHIP is
there to help with the expenses from the very beginning.
Recuperation
After You Leave the Hospital:
Pays
you up to an additional $115.00 for each day that you spent in
the hospital to help you recuperate when you get home. With
hospitals releasing patients earlier and earlier, you may need
extra assistance with you get home to fully recuperate. You
may need special services like a private nurse, or a babysitter,
or cleaning. You may need a hospital bed or other medical
equipment to make it easier on you and your family. SHIP
helps with the expenses even after you leave the hospital.
Out-Patient
Surgery:
Pays
you up to $375.00 per session. Even if your government plan
covers out-patient surgery, you may need transportation back
and forth, or someone competent to take care of the children.
SHIP enables you to get the help you need to undergo out-patient
surgery without worry or hassle.
Accident
Benefit:
The
plan was further improved to keep up with employees expanding
needs and includes a special Accident Benefit which pays you
the amount of your one-day Hospital Confinement Benefit...up
to $190.00...if you are accidentally injured and receive medical
treatment but there is no need for hospital confinement. For
instance, this benefit enables you to receive compensation for
treatment at a doctor's office, emergency room or acute care
facility.
Ship Features Make
It Easy, Economical, & Convenient For You:
Benefits Paid Directly to You - Not the Hospital or Doctors:
This
way, you decide how the money will be used. It can help
pay the expenses not covered by your federal health insurance...or
go toward deductibles or co-payments. It can pay for items
like a telephone and television in your hospital room to help
you pass the time, or help you with household expenses or childcare
which you may need assistance with while you are ill or recuperating.
Benefits
Paid Directly to You in Addition to Any Other Insurance You Have:
Regardless
of what you receive from your federal health plan or any other
insurance policies you may have, SHIP benefits are paid directly
to you to use as you see fit.
No
Medical Exam...No Health Questions:
You
are guaranteed to be accepted when you enroll in SHIP no matter
what the condition of your health is. You will NOT be required
to take a physical exam or answer a health questionnaire. As
a government employee, you are eligible and qualify for SHIP
benefits.
Family
Protection Too:
You
can cover your spouse and all of your dependent, unmarried children
(under the age of 22). It's an outstanding opportunity to
protect the whole family at lower group rates than would normally
be available to them, and we guarantee their acceptance as well
without a medical examination or any health questions asked.
Choice
of 3 Benefit Levels:
There's
one that fits your needs and your budget. We call them the
Red, White, and Blue. Each Plan pays a different amount
for each of the in-and-out-of-the-hospital benefits. You
can choose the level of benefits that suits your needs and your
budget.
Economical
Group Premiums for FEHB Participants:
Special
group rates make this plan ideal for protecting your financial
security with supplemental hospital coverage. Don't pass
up this opportunity to get high-level coverage, designed to meet
the changing health insurance needs of federal employees, at
a lower cost than is available to the general public.
Payroll
Deduction Convenience:
You
can have the convenience of automatic payment of your SHIP premiums
through Payroll Deduction. Imagine, no bills to keep track
of, no checks to write, and no stamps to buy. You know
that once you cash your paycheck the demands on your money never
stop. With Payroll Deduction, you'll have the peace of
mind of knowing that you've taken care of an important priority,
and you'll probably never miss the difference.
Your
Satisfaction is Guaranteed...Or Your Money Back:
After
your Enrollment Form has been processed, you will receive a Certificate
of Insurance. If you are not completely satisfied with its
coverage, return the Certificate within 30 days for a full refund
of any premiums paid.
Click
HERE For Your Benefit Choices and Economical Premiums |
